Football Manager 26 is certainly more hardcore when compared to other football sims, but you can still assemble an absurdly overpowered dream team by dipping into the transfer market. Doing so is easier said than done, since many top players are simply marked as not for sale, and budget constraints plague most teams in the game. However, there are a select number of clubs that can afford to splash the cash, and if you’re wondering who these teams are, check out the biggest transfer budgets in FM26 in our guide.
FM26: Clubs with Biggest Transfer Budgets
Below, we’ve laid out the top 25 clubs with the biggest transfer budgets in Football Manager 26. While managing these clubs, you should be able to sign just about any player you’d like, barring a clash between the club’s prestige and career ambitions.
| Club | League | Transfer Budget | Wage Budget | 
|---|---|---|---|
| Al-Hilal | Saudi Premier Division | £140m | £5m | 
| Brighton | Premier League | £100m | £260k | 
| Al-Ittihad | Saudi Premier Division | £90m | £5m | 
| Al-Nassr | Saudi Premier Division | £75m | £5m | 
| Al-Ahli | Saudi Premier Division | £70m | £5m | 
| Barcelona | Spanish First Division | £56m | £5m | 
| Brentford | Premier League | £55m | £160k | 
| Sporting | Portuguese Premier League | £52m | £91k | 
| Manchester City | Premier League | £47m | £700k | 
| Newcastle United | Premier League | £46m | £200k | 
| PSG | Ligue 1 | £44m | £4m | 
| Real Madrid | Spanish First Division | £43m | £6m | 
| Liverpool | Premier League | £41m | £200k | 
| Crystal Palace | Premier League | £40m | £100k | 
| Wovles | Premier League | £31m | £100k | 
| Bayern Munich | Bundesliga | £30m | £166k | 
| BOT | Brazil National First Division | £27m | £156k | 
| Ipswich Town | Championship | £25m | £10k | 
| Arsenal | Premier League | £24m | £200k | 
| Juventus | Serie A | £23m | £3m | 
| Parthenope (Napoli) | Serie A | £22m | £200k | 
| Casciavit Milano | Serie A | £22m | £2m | 
| Bergamo (Atalanta) | Serie A | £22m | £1m | 
| FLA | Brazil National First Division | £20m | £110k | 
| Southampton | Championship | £20m | £50k | 
The PIF’s pockets run deep, which why Saudi-based clubs feature prominently at the very top of the list. Joining them are the humble Seagulls, which might surpise some players, but its important to remember that Football Manager assesses transfer budgets on various factors.
Raw financial brawn is an important criteria, but the database also accounts for transfer fees collected from sales and the club’s expenditure on incomings. Brighton have a penchant for recruiting cheap and cashing out on that investment multiple times over, and their transfer budget is indicitive of how fruitful that approach is. The same doesn’t exactly apply for Brentford, but the Bees did rake in plenty of cash from the sales of Bryan Mbeumo and Yoane Wissa, leaving them with a bit of spending room.
As expected, Premier League clubs are present throughout the list, and you can even some spot some Championship representation. Other placements that players might be shocked to see belong to Brazilian sides BOT (Botafogo) and FLA (Flamengo). The reason behind their sizable transfer budgets is recent domestic and continental triumphs combined with the participation fees they collected for competiting in the FIFA Club World Cup.
And that wraps up our guide on the biggest transfer budgets in Football Manager 26. Which club were you most surpised by on this list? Be sure to let us know in the comments.
The biggest transfer budgets in FM26 belong to the likes of Al-Hilal, Brighton, Barcelona, Brentford, Manchester City, and more.
Clubs like Al-Nassr, PSG, Real Madrid, and Barcelona have the biggest wage budgets in the game.
Yes, you can increase the transfer budget of any club using the FM26 Editor.